Download the GoTyme Bank app
Switch to a beautiful banking experience today.
Pay later with light installments
MoreTyme lets eligible GoTyme Bank users pay in-store or online and split purchases into up to 12 easy installments.
Down
Payment
Payment
12th
Payment
Payment
Now
After 330 days
Step-by-Step Guide
1. Activate
Activate your MoreTyme account on the GoTyme Bank app.
2. Visit
Visit a select merchant that accepts QRPh mode of payment.
3. Select
When you’re ready to checkout, choose QRPh as mode of payment.
4. Scan
Scan the QRPh code and choose to pay in installments with MoreTyme.
5. Downpayment
Pay the downpayment today, then pay the rest later.
Go buy yourself more tyme
Only pay a part of the cost of your purchase upfront, and pay the rest on deferred monthly payments.
Divide the cost, multiply the ease
Your monthly payments get automatically deducted from your GoTyme Bank account's balance so you don't have to keep tabs of your due dates.
Plus, with low fees, paying back what you borrowed is designed to feel light.
MoreTyme now comes with a virtual card
EARLY ACCESS Available only to select users
Shop online or in-store and pay in 4 installments with your MoreTyme Virtual Card wherever Visa is accepted, locally or internationally. For an even smoother checkout experience, you can add your card to supported digital wallets.
Your MoreTyme credit limit, now good as cash
Use a portion of your credit limit to get instant cash securely.
Lighten the load of paying in full
Convert your Visa debit purchases back into cash you can use and repay with MoreTyme installments.
Pay light at our partner merchants.
Frequently asked questions
Got questions about MoreTyme? Here’s everything you need to know to experience the lighter way to pay
MoreTyme offers you a lighter way to pay for the products and services you've been saving up for. For exclusive early access, you can split your purchase into 4, 6 or 12 equal installments, with your first installment as the downpayment. The remaining installments follow every 30 days, along with your unique low monthly fee.
MoreTyme offers Pay-in-4 for all eligible users and Pay-in-6 and/or Pay-in-12 for select users.
With Pay-in-4, you can split your purchase into four equal installments, starting with a 25% downpayment for your first installment and the remaining installments spread over 90 days, along with your unique low monthly fee.
With Pay-in-6, you can split your purchase into six equal installments, starting with a 1/6 downpayment and the rest over 150 days plus your unique low monthly fee.
With Pay-in-12, you can split your purchase into 12 equal installments, starting with a 1/12 downpayment and the rest spread over 330 days plus your unique low monthly fee.
You can conveniently view your installment details and payment information anytime on your MoreTyme Dashboard within your GoTyme app, allowing you to keep track of your purchases and manage your finances responsibly—there’s no need to check your statement of accounts.
MoreTyme offers the lowest monthly fees in the market. You can view your unique monthly fee when you checkout using MoreTyme.
For your convenience, your installment amount and monthly fee will be automatically debited from your GoTyme Bank account on the specified due dates. Simply make sure you have enough balance in your account to cover the installment on the due date. We’ll notify you when your payment due is near to ensure that you have enough time to fund your GoTyme Bank account.
Pro Tip: To keep track of your payments, you can go to your MoreTyme Dashboard to view your loan schedule and use the "Save due dates to calendar" feature. This is the only payment method available right now.
You can use MoreTyme for any purchase with a minimum amount of Php 1,500 and a maximum amount of your remaining credit limit.
