Download the GoTyme Bank app
Switch to a beautiful banking experience today.
GoalSave with GoTyme Bank
Saving with GoTyme Bank is simple, secure, and sustainable. See beautiful returns on your savings with high interest rate on up to 5 GoalSaves - no missions, no limits.
Save smart with intuitive saving tools. Plus, your savings are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1,000,000 per depositor.
Personalized
Customize your GoalSaves
with any name, icon or your own photo so your savings are true to you and your goals.
Secure
GoalSave is separate from your daily balance by design, which means your savings are not linked to your debit card. It's an added layer of security to ensure only you have access to your savings.
Insured
Your savings are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1,000,000 per depositor.
Multi-Currency Time Deposit
Diversify your savings with a time deposit in another currency,
starting with the US Dollar. More currencies coming soon.
Start easy
Open a Multi-Currency Time Deposit for as low as $1.
See growth daily
For deposits $100 and above, interest earned is shown on a daily basis.
Take control
No penalties if you decide to close your time deposit before the maturity date.
Save Smart,
Not Hard
GoTyme Bank's saving tools will help you reach your goals faster.
Savings target
Set your target and the date you aim to reach it.
Auto-save
Schedule automatic daily, weekly, or monthly deposits from your GoTyme Bank account to GoalSave.
Save the change
Round up what you spend on your debit card, and auto-deposit it to your chosen GoalSave.
Fund your savings anytime
Deposit to your GoTyme Bank account online via linked bank accounts, InstaPay, PESONet, or mobile check deposit. Enjoy free over-the-counter deposits via dedicated VIP lanes in our partner stores.
Withdraw when you need to
Easily withdraw your savings partially or in full when it's time.
Frequently asked questions
Learn more about GoalSave and discover how it can help you reach your savings goals faster.
GoalSave is GoTyme Bank’s goal-based savings account that helps you organize your money for specific things you’re saving for while earning high interest.
You can create up to 5 GoalSaves, personalize them, set targets, and track your progress.
A time deposit is also a type of savings product, but it works differently from a regular savings account.
A regular savings account is best for money you want to keep accessible. You can use it for emergency funds, everyday needs, or short-term goals because you can add or withdraw money anytime.
A time deposit is best for money you do not need right away. You set aside a certain amount for a fixed period, usually to earn a fixed interest rate. It’s better for savings you can leave untouched until the term ends.
A savings interest rate is what your bank pays you for keeping money in your account.
It is usually shown as p.a., which means how much you will get per annum or per year.
You do not need a big amount to start saving with GoTyme Bank.
There is no minimum maintaining balance for GoalSave. While its US Dollar Time deposit starts for as low as $1.
Yes. Deposits with GoTyme Bank are insured by PDIC up to ₱1,000,000 per depositor. While it’s also designed to be separate from your Deposit account as an added layer of security.
Yes. You can withdraw anytime by moving money from GoalSave back to your Deposit account.
GoTyme Bank’s Multi-Currency Time Deposit lets you open a time deposit in another currency, starting with USD.
Choose your rate and term, enter the amount, review the details, and confirm in the app.
