How Filipinos Can Pay the Lighter Way With MoreTyme

Today, you don't have to wait until your next payday, worry about covering unexpected expenses, or keep putting off the item you've been eyeing.

Flexibility matters, and one way to experience it is by paying lighter with MoreTyme by GoTyme Bank for better shopping choices. With MoreTyme, you can access flexible credit without needing a traditional credit card.  

It’s a simple way to stay on top of your budget while getting the things you need and want on time. Plus, it empowers you to manage your finances more responsibly and build healthier financial habits.

Why you’ll love MoreTyme

Have you ever had to postpone buying something on your list because it was too expensive? You're not alone. 

You may have put off purchases because you didn't have enough cash on hand.. But imagine having the flexibility to choose how you pay. Here are some of the reasons why paying with MoreTyme installment plans can be beneficial:

It Improves affordability

Some things can be too expensive to pay for in one go, so splitting the full purchase price into affordable installments can make it easier to buy the things you need without straining your monthly budget. Fortunately, if you're eligible for MoreTyme, you can split your purchases into easy installments, making them more affordable and easier on your monthly budget.

You’ll have better cash flow management 

Have you ever budgeted for your bills only to realize you're running short on cash? Life happens, and that's okay. 

You probably juggle many expenses, from bills and everyday essentials to leisure activities and everything in between. With MoreTyme, you and eligible users can pay for purchases through easy installments, giving you more room in your budget for everyday essentials.

It can reduce your financial stress 

If you're feeling financially stretched, you're not alone. You have a lot on your plate, but there are still ways to manage it. That's why shopping with MoreTyme can help ease your financial burden by offering up to 12 installments, making your purchases more manageable. 

Note: In addition, GoTyme Bank complies with the regulations of the Bangko Sentral ng Pilipinas (BSP), including those related to consumer protection, data security, and data privacy, giving you greater peace of mind.

Reward yourself while staying on a budget

Sometimes, rewarding yourself can make life more bearable during stressful moments. So, don’t forget your hard work and buy the things you want while staying on a budget with the help of MoreTyme’s installments.

How can MoreTyme make paying easier? 

Whether you're shopping online, paying at a store, covering urgent expenses, or spreading out previous purchases, MoreTyme gives you more control over your payments.  

Here are some features you can use that can help you adapt to different financial needs:

Shop where QR Ph is Available

Sometimes, paying in installments is the right choice for your budget. Fortunately, shopping with MoreTyme at selected stores that accept QR Ph makes paying in installments more convenient. Simply select the installment option, complete the transaction, and you're all set.

MoreTyme Get Cash when you need it

There are times when you need cash for unexpected expenses. In these situations, MoreTyme Get Cash lets you access a portion of your credit limit and convert it into cash when you need it most.  

Repay the amount through easy monthly installments, making it a convenient way to cover emergencies or other expenses without applying for a separate loan.

MoreTyme Convert your past purchases

Went on a shopping spree with your GoTyme Bank Visa Debit Card but suddenly needed extra cash?  

You can use MoreTyme Convert to turn eligible purchases into easy monthly installments after you've made the transaction. Instead of paying the full amount at once, you can spread the cost over your preferred repayment term, making it easier to manage your budget.

MoreTyme Virtual Card

Looking for a convenient way to pay for your online shopping, book tickets, or subscribe to your favorite services?  

You can now link your MoreTyme Virtual Card to digital wallets, including Google Pay and Garmin Pay, to make the payment process easier. You can use it to pay at eligible online merchants just like a regular card while enjoying the flexibility of easy installments.  

Sometimes, life can be unpredictable, so features like these can help you stay afloat during challenging times.

Pay the lighter way on your own terms

Financial flexibility isn't about spending more. It's about having the freedom to choose how you pay when life calls for it. 

Whether you're making everyday purchases, planning something special, or preparing for the unexpected, MoreTyme helps make payments feel lighter by giving you more ways to use your available credit. 

Activate MoreTyme now in your GoTyme Bank app today and discover a lighter way to pay, your way.