PROMO MECHANICS

1. Purchase a minimum of Php 5,000 worth of Apple products (Mac, iPhone, iPad, Apple Watch, AirPods) at any of the participating merchants (Digimap, Digiplanet, Digital Walker, Beyond the Box, Open Source, Power Mac Center, and The Loop).
   
   
2. Pay using MoreTyme’s Pay-in-6 or Pay-in-12 installment options. The Pay-in-6 and Pay-in-12 installment price will be equal to the cash/straight price of the same Apple products.
   
   
3. Get 100% cashback on all installment fees for eligible transactions.
   
   
4. This promo is valid for select MoreTyme users with Pay-in-6 and Pay-in-12 installment plan options.
   
   
5. Promo is valid from October 9, 2025 to February 28, 2026.
   
   
6. Terms and conditions apply.
   
   
7. For full promo mechanics and terms & conditions, refer to the email sent to you by GoTyme Bank or the GoTyme Bank website.
   
   

TERMS AND CONDITIONS

1. The GoTyme Bank MoreTyme Apple Exclusive 100% Fee Cashback Promo is open to select MoreTyme users (“Eligible User”) of GoTyme Bank Corporation (“GoTyme Bank”) with Pay-in-6 and Pay-in-12 installment plan options, and whose accounts are in good standing during the promo period, with no overdue payments on any other active installments.
   
   a. Good standing users are defined as accounts that are not suspended, blocked, closed, and/or still under account review.
   
   
2. The promo period is from October 9, 2025, to February 28, 2026.
   
   
3. Eligible users who purchase a minimum of Php 5,000 worth of Apple products at any of the participating merchants — Digimap, Digiplanet, Digital Walker, Beyond the Box, Open Source, Power Mac Center, and The Loop — and pay through MoreTyme’s Pay-in-6 or Pay-in-12 installment options within the promo period shall be entitled to a 100% cashback on installment fees. Penalty fees and interest shall still apply to late repayments made after the due date. The Pay-in-6 and Pay-in-12 installment price will be equal to the cash/straight price of the same Apple products.
   
   
4. The cashback corresponding to the first and second installment fees shall be credited to the Eligible User’s GoTyme Bank Account within 35-65 banking days after purchase date. The cashback corresponding to each succeeding installment fee shall thereafter be credited within seven (7) banking days from the month-end of the successful repayment of the applicable installment.

          Pay in 12

       
         Pay in 6

5. Customers must be up to date on all installment payments to earn cashback. If a payment is overdue, cashback will pause, and all paused cashbacks will be credited in the next cashback crediting period once overdue payments are fully settled.
   
   
6. The cashback is not exchangeable for other goods and services.
   
   
7. GoTyme Bank reserves the right to withhold the cashback in cases of incorrect user information, suspected fraud, or any violation of the Bank’s and MoreTyme terms and conditions.
   
   
8. In case of product refunds, the partner merchant’s refund policy will apply. GoTyme Bank reserves the right to deduct the cashback previously credited from the total refund amount to be provided back to the customer.
   
   
9. Splitting of transactions to meet the minimum spend is subject to the merchant’s store policy. If permitted by the merchant, users who make a single transaction of at least ₱5,000 using Pay in 6 or Pay in 12 will qualify.
   
   
10. Upon reasonable belief of GoTyme Bank, any user who will manipulate, game, or exploit the promo, or any attempt thereof, through fraudulent, deceptive, abusive, illegal means or method intended to circumvent the terms and conditions will result in immediate disqualification.
    
    
11. By joining this promo, the Eligible User consents to the collection and processing of their personal data by GoTyme Bank and its authorized partners for promo eligibility and marketing purposes, valid until the purposes enumerated have been fulfilled.
    
    
12. Any amendment in the terms and conditions governing the Promo is subject to prior DTI approval.
    
    
13. GoTyme Bank has marketing arrangements with the listed merchants; however, this promotion is independently executed and fully funded by GoTyme Bank. Merchants have no role in processing, crediting, or managing the cashback.
    
    
14. The customer must notify GoTyme Bank for any complaints regarding the promo. The decision of GoTyme Bank on the complaint, with concurrence of DTI FTEB, where applicable, shall be considered final. For clarifications and complaints relative to this promo, please email help@gotyme.com.ph.
    
    

Per DTI Fair Trade Permit No. FTEB-239355 Series of 2025