5% Cashback for In-store Purchases Promo

Earn up to 5% cashback on every qualifying in-store purchase, capped at ₱1,000 per customer for the promo period. 

1. The promo period is from November 15 to December 31, 2026. 
2. This promotion applies to eligible GoTyme Bank Corporation (“GoTyme Bank”) physical debit cardholders with valid and active GoTyme accounts and physical debit cards in good standing who:  
   • have been identified by GoTyme Bank to have previously availed of a GoTyme physical debit card but had no physical card transaction in the last ninety (90) days;  
   • and have received confirmation by GoTyme Bank of their qualification to participate in this promotion through email and in-app push notification. Only eligible GoTyme Bank debit cardholders who possess all the foregoing qualifications will be considered “Eligible Customers” and only Eligible Customers may participate in this promotion.  
3. Eligible Customers will earn up to five percent (5%) cashback on every successful GoTyme Bank Visa Debit Card in-store local or international transaction purchase, including transactions made through supported digital wallets and contactless payment methods, during the promo period. A transaction purchase will be considered successful only upon confirmation that the transaction has been duly authorized and approved by the relevant payment network or payment processor, and the corresponding amount has been successfully debited from the Eligible Customers account, without any transaction error, decline, or reversal at the time of payment. Cashback will be computed on the final posted amount of each qualified card purchase. Cash withdrawals, fund transfers, fees, and charges (such as, but not limited to InstaPay transfer fees, withdrawal fees, and other similar charges incurred through the banking app) are not purchases and will not earn cashback. Declined, cancelled, reversed, or refunded transactions are not qualified.  No minimum spend is required. The total cashback that each Eligible Customer may earn under this promotion is capped at One Thousand Pesos (PHP 1,000) for the entire promo period, regardless of the number of purchases or cards used. 
4. Cashback will be credited to the Eligible Customer’s GoTyme Bank account within seven (7) banking days from the date of the transaction, subject to validation of qualified transactions. 
5. Cashback earned under this promotion is in addition to the standard Go Rewards points that Eligible Customers may earn on qualified purchases, subject to the applicable Go Rewards terms and conditions. 
6. GoTyme Bank reserves the right to withhold, withdraw, forfeit, or refuse to award cashback under this promotion, including cashback already credited and to clawback the full value of any cashback credited to the Eligible Customer from any subsequent cashback and/or accounts that the Eligible Customer maintains with GoTyme without need of any prior notice, if any of the following occurs: 
   • The Eligible Customer engages in fraudulent, unfair, or illegal schemes, including, but not limited to, the abuse of the promotion or use of fictitious accounts or employing the use of accounts belonging to another person; 
   • GoTyme Bank determines that a promo participant should not have been considered an Eligible Customer (ex. the promo participant did not receive any confirmationof eligibility from GoTyme via e-mail and in-app notification.); 
   • Any of the Eligible Customer’s account/s with GoTyme is/are placed under suspension or hold, inactive and/or under review; 
   • The Eligible Customer fails to comply with the applicable GoTyme Bank terms and conditions; or  
   • The transaction purchase that entitled the Eligible Customer to a cashback is subsequently declined, cancelled, and/or reversed, even if the same was considered successful at the time of payment.  
7. Customers must notify GoTyme Bank of any complaints regarding this promotion within thirty (30) calendar days from the end of the promo period. The decision of GoTyme Bank on the complaint, with the concurrence of DTI-FTEB, shall be considered final. For clarifications and complaints, please contact us through the GoTyme Bank app’s in-app chat or email help@gotyme.com.ph. 

Per DTI Fair Trade Permit No. FTEB-272710 Series of 2026