Promo Mechanics 

1. Purchase from any merchant on the TikTok Shop platform with a minimum spend of Php 2,000 using MoreTyme’s Virtual Card Pay-in-4 installment option. 
2. Get a 10% discount up to Php 300 on your purchase deducted from your total purchase at check out. 
3. Promo is valid from November 11 to 13, 2026. 
4. The offer is valid for GoTyme Bank via MoreTyme transactions made using the MoreTyme Virtual Card. Regular GoTyme Bank, MoreTyme QR, and MoreTyme Convert transactions are excluded. 
5. Upon purchase, the customer must pay the first installment amount. 
6. One-time redemption per customer is allowed. 
7. Terms and conditions apply. 
8. For full promo mechanics and terms & conditions, refer to the email sent to you by GoTyme Bank or the GoTyme Bank website. 

Terms and Conditions 

1. The MoreTyme 10% Off for TikTok Shop 11.11 Promo is open to select MoreTyme users (“Eligible User”) of GoTyme Bank Corporation (“GoTyme Bank”) whose accounts are in good standing during the promo period, with no overdue payments on any other active installments. 
   • Good standing users are defined as accounts that are not suspended, blocked, closed, and/or still under account review. 
2. The promo period is from November 11 to 13, 2026. 
3. Eligible users who purchase a minimum of Php 2,000 worth of goods or services on the TikTok Shop platform and pay using MoreTyme’s Virtual Card installment within the promo period shall be entitled to a 10% direct discount up to Php 300. Penalty fees and interest shall still apply to late repayments made after the due date. 
4. The discount will be applied upon checkout. 
5. GoTyme Bank reserves the right to withhold, withdraw, forfeit, or refuse to award the discount under this promo, without prior notice and even if the same have already been received and/or used, should any of the following occur:  
   • GoTyme Bank reasonably believes that the customer engaged in or employed fraudulent, unfair, and/or illegal schemes, methods, means or devices (i.e. abuse of system or weakness in the promo to win prizes or receive benefits, using fictitious accounts, etc.);   
   • GoTyme Bank determines that the customer is or was not qualified from participating in this promo and/or should not be entitled to the award;  
   • The customer’s GoTyme Bank or MoreTyme account is inactive or under review;  
   • The customer failed to abide by the terms and conditions of GoTyme Bank, MoreTyme and/or TikTok Shop; or  
   • Should the transaction be cancelled or declined for any reason whatsoever. 
6. In case of refunds, the partner merchant’s refund policy will apply. 
7. One-time redemption is allowed. 
8. By joining this promo, the Eligible User consents to the collection and processing of their personal data by GoTyme Bank and its authorized partners for promo eligibility and marketing purposes, valid until the purposes enumerated have been fulfilled. 
9. The customer must notify GoTyme Bank for any complaints regarding the promo. The decision of GoTyme Bank on the complaint, with concurrence of DTI FTEB, where applicable, shall be considered final. For clarifications and complaints relative to this promo, please email help@gotyme.com.ph. 

DTI Fair Trade Permit No. FTEB-271775 Series of 2026

Promo Mechanics 

1. Pay with your GoTyme Visa Debit Card (physical or virtual) at checkout on TikTok Shop within the promo period. 
2. Make a purchase of at least Php 500 on TikTok Shop using your GoTyme Visa Debit Card. 
3. Get a Php 50 discount on your purchase, deducted from your total at checkout. 
4. Promo is valid from November 11 to November 13, 2026. 
5. The offer is valid for transactions made on TikTok Shop using a GoTyme Visa Debit Card, either physical or virtual. 
6. Only one-time redemption per customer is allowed. 
7. Terms and conditions apply. 
8. For full promo mechanics and terms and conditions, refer to the email sent to you by GoTyme Bank or the GoTyme Bank website. 

Terms and Conditions 

1. The GoTyme Visa Debit Card Php 50 Off with TikTok Shop Promo is open to GoTyme Bank Corporation (“GoTyme Bank”) debit cardholders whose accounts are in good standing during the promo period. 
   • Good standing accounts are those that are not suspended, blocked, closed, and/or under account review. 
2. The promo period is from November 11 to 13, 2026. 
3. Eligible cardholders who purchase a minimum of Php 500 worth of goods or services on the TikTok Shop platform using a GoTyme Visa Debit Card (physical or virtual) within the promo period shall be entitled to a Php 50 direct discount. 
4. The discount will be applied upon checkout. 
5. GoTyme Bank reserves the right to withhold, withdraw, forfeit, or refuse to award the discount under this promo, without prior notice and even if the same has already been received and/or used, should any of the following occur:  
   • GoTyme Bank reasonably believes that the customer engaged in or employed fraudulent, unfair, and/or illegal schemes, methods, means, or devices (e.g., abuse of the system or weakness in the promo to receive benefits, use of fictitious accounts, etc.); 
   • GoTyme Bank determines that the customer is or was not qualified to participate in this promo and/or should not be entitled to the award; 
   • The customer’s GoTyme Bank account is inactive or under review; 
   • The customer failed to abide by the terms and conditions of GoTyme Bank and/or TikTok Shop; or 
   • The transaction is cancelled or declined for any reason whatsoever. 
6. In case of refunds, the partner merchant’s refund policy will apply. 
7. One-time redemption is allowed. 
8. By joining this promo, the eligible cardholder consents to the collection and processing of their personal data by GoTyme Bank and its authorized partners for promo eligibility and marketing purposes, valid until the purposes enumerated have been fulfilled. 
9. The customer must notify GoTyme Bank of any complaints regarding the promo. The decision of GoTyme Bank on the complaint, with concurrence of DTI FTEB, where applicable, shall be considered final. For clarifications and complaints relating to this promo, please email help@gotyme.com.ph. 

DTI Fair Trade Permit No. FTEB-272072 Series of 2026

Promo Mechanics 

1. Pay with your GoTyme Visa Debit Card (physical or virtual) at checkout on Lazada within the promo period. No card linking or enrollment is required. If your card is already saved in Lazada, the discount applies automatically. 
2. Make a single-receipt purchase of at least Php 1,000 on Lazada using your GoTyme Visa Debit Card. 
3. Get a Php 100 discount on your purchase, deducted from your total at checkout. 
4. Promo is valid from November 10, 2026 (8:00 PM) to November 13, 2026 (11:59 PM). 
5. The offer is valid for app purchases on Lazada made using a GoTyme Visa Debit Card. Transactions made through other payment methods are excluded. 
6. One-time redemption per Lazada account is allowed. 
7. Terms and conditions apply. 
8. For full promo mechanics and terms and conditions, refer to the email sent to you by GoTyme Bank or the GoTyme Bank website. 

Terms and Conditions 

1. The GoTyme Visa Debit Card Php 100 Off with Lazada Promo is open to GoTyme Bank Corporation (“GoTyme Bank”) debit cardholders, both new and existing Lazada users, whose accounts are in good standing during the promo period.  
   • Good standing accounts are those that are not suspended, blocked, closed, and/or under account review. 
2. The promo period is from November 10, 2026 (8:00 PM) to November 13, 2026 (11:59 PM). 
3. Eligible cardholders who purchase a minimum of Php 1,000 worth of goods on the Lazada platform in a single-receipt transaction, using a GoTyme Visa Debit Card within the promo period, shall be entitled to a Php 100 direct discount, subject to the applicable Lazada platform rules on voucher application. 
4. The discount will be applied upon checkout. 
5. GoTyme Bank reserves the right to withhold, withdraw, forfeit, or refuse to award the discount under this promo, without prior notice and even if the same has already been received and/or used, should any of the following occur:  
   • GoTyme Bank reasonably believes that the customer engaged in or employed fraudulent, unfair, and/or illegal schemes, methods, means, or devices (e.g., abuse of the system or weakness in the promo to receive benefits, use of fictitious accounts, etc.); 
   • GoTyme Bank determines that the customer is or was not qualified to participate in this promo and/or should not be entitled to the award; 
   • The customer’s GoTyme Bank account is inactive or under review; 
   • The customer failed to abide by the terms and conditions of GoTyme Bank and/or Lazada; or 
   • The transaction is cancelled or declined for any reason whatsoever. 
6. In case of refunds, the partner merchant’s refund policy will apply. 
7. One-time redemption per Lazada account is allowed. 
8. By joining this promo, the eligible cardholder consents to the collection and processing of their personal data by GoTyme Bank and its authorized partners for promo eligibility and marketing purposes, valid until the purposes enumerated have been fulfilled. 
9. The customer must notify GoTyme Bank of any complaints regarding the promo. The decision of GoTyme Bank on the complaint, with concurrence of DTI FTEB, where applicable, shall be considered final. For clarifications and complaints relating to this promo, please email help@gotyme.com.ph. 

Per DTI Fair Trade Permit No. FTEB-271948 Series of 2026