Why was a small purchase less than Php 100 charged to my GoTyme Bank account instead of MoreTyme?

For now, purchases below Php 100 made using your MoreTyme Virtual Card will be charged directly to your GoTyme Bank account and will not be converted into MoreTyme installments.

Additionally, transactions between Php 100.01 and Php 1,499.99 are currently not eligible for processing through the MoreTyme Virtual Card.

To use MoreTyme installments with your Virtual Card, your purchase must be Php 1,500 or above. Eligible transactions will be automatically split into 4 installments, with your first installment and applicable monthly installment fee charged accordingly.