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MoreTyme / Intro to MoreTyme / What is MoreTyme?

What is MoreTyme?


MoreTyme is GoTyme Bank's flexible credit line that gives eligible customers more ways to pay and manage their cash flow. With MoreTyme, you can split eligible purchases into easy installments and access funds when you need them.

MoreTyme currently offers the following features:

  • MoreTyme via QR Ph – Pay in 4, 6, or 12 installments at participating merchants that accept QR Ph payments.
  • MoreTyme Virtual Card – Shop online or anywhere Visa is accepted and pay in 4 easy installments.
  • Convert – Turn eligible past GoTyme Bank debit card purchases into installments through the app and repay in installments.
  • Get Cash – Convert a portion of your available MoreTyme credit limit into cash and repay it in installments.

Depending on the feature you use, your first installment may be due upfront, with the remaining installments scheduled every 30 days. Applicable personalized fees, repayment terms, and installment options will always be shown in the GoTyme Bank app before you confirm your transaction.