When and where can I use MoreTyme?

You can use MoreTyme to pay in installments at select merchants both in-store and online through either QR Ph or your MoreTyme Virtual Card, subject to merchant and product availability.

Using QR Ph:

If a select merchant accepts QR Ph payments, simply open your GoTyme Bank app, scan the merchant’s QR Ph code, and choose your preferred installment option at checkout. For the latest list of eligible merchants, check your MoreTyme dashboard in the GoTyme Bank app or visit the MoreTyme Merchants List.

Using your MoreTyme Virtual Card:

You can also use your MoreTyme Virtual Card anywhere Visa is accepted online, and at participating contactless payment terminals when linked to supported digital wallets. Just select your MoreTyme Virtual Card as your payment method and complete your purchase.

Enjoy flexible payments at select merchants including Robinsons stores, SM Stores, Lazada, Cebu Pacific, Uniqlo, and many more.

Pro tip: If a store doesn't offer QR Ph, you may still be able to pay with your MoreTyme Virtual Card if they accept Visa. Alternatively, check if the item is available on Lazada and pay using MoreTyme at checkout.