When and where can I use MoreTyme?

You can use MoreTyme to pay in installments both in-store and online through Merchant QR Ph (QR Ph P2M) or your MoreTyme Virtual Card. Minimum spend starts as low as PHP 500. Pay in 2 is available from PHP 500; Pay in 4, 6, and 12 require a minimum spend of PHP 1,500.

Using QR Ph:
MoreTyme works at merchants nationwide that accept Merchant QR Ph (QR Ph P2M). Simply open your GoTyme Bank app, scan the merchant’s QR Ph code, and choose your preferred installment option at checkout.

Using your MoreTyme Virtual Card:
You can use your MoreTyme Virtual Card anywhere Visa is accepted online, or at participating merchants that accept Visa contactless payments through supported digital wallets such as Apple Pay, Google Pay, or Garmin Pay. Simply select your MoreTyme Virtual Card as your payment method and complete your purchase.

Exclusions:
MoreTyme cannot be used for transactions involving financial services, casinos, gambling-related merchants, illicit activities, or other restricted merchant categories. If your transaction doesn’t go through, please reach out to Customer Support with the merchant name and the QR Ph provider used so we can assist you.

Pro tip:
If a store doesn’t offer Merchant QR Ph, you may still be able to pay using your MoreTyme Virtual Card if they accept Visa. You can also use your MoreTyme Virtual Card via XPay only if the merchant accepts Visa tap to pay. Alternatively, check if the item is available on Lazada and pay using MoreTyme at checkout.