Here’s a simple breakdown:

For Pay-in-4

• Step 1: The monthly service fee is calculated as a percentage of your total purchase amount. Let’s assume it is worth Php 24,000. 
• Step 2: To calculate your monthly installment, divide the purchase amount by 4 and add the monthly service fee.
  • For example: Php 24,000 ÷ 4 = Php 6,000 per installment, plus the monthly fee based on Php 24,000. 
    
    

For Pay-in-6

• Step 1: The monthly service fee is calculated as a percentage of your total purchase amount. Let’s assume it is worth Php 24,000. 
• Step 2: To calculate your monthly installment, divide the purchase amount by 6 and add the monthly service fee.
  • For example: Php 24,000 ÷ 6 = Php 4,000 per installment, plus the monthly fee based on Php 24,000. 
    
    

For Pay-in-12

• Step 1: The monthly service fee is calculated as a percentage of your total purchase amount. Let’s assume it is worth Php 24,000. 
• Step 2: To calculate your monthly installment, divide the purchase amount by 12 and add the monthly service fee.
  • For example: Php 24,000 ÷ 12 = Php 2,000 per installment, plus the monthly fee based on Php 24,000. 
    
    

For an easy estimate, you can always use the calculator in your GoTyme Bank app.