How do I choose between Pay-in-4, Pay-in-6, and Pay-in-12?

The available installment options may vary depending on how you use MoreTyme.

For QR Ph purchases:

Simply scan the merchant's QR Ph code using your GoTyme Bank app and select your preferred payment term at checkout. Your chosen installment plan will automatically be applied to the purchase.

For MoreTyme Virtual Card purchases:

Eligible purchases of ₱1,500 and above are automatically processed as MoreTyme Pay-in-4 transactions.

For Convert:

After making an eligible purchase with your GoTyme Bank debit card, you may be offered the option to convert the transaction into installments through MoreTyme. If eligible, simply select the transaction in the app and choose from the available installment options.

For Get Cash:

When requesting for a Get Cash loan, you can select from the available repayment terms shown in the app before confirming your cash disbursement.

The installment options available to you may vary based on the transaction type, amount, eligibility, and your available MoreTyme credit limit. Always check the GoTyme Bank app for the latest options available for your transaction.