How do I choose between Pay-in-4, Pay-in-6 and Pay-in-12 when paying?

To pay with either Pay-in-4, Pay-in-6 and Pay-in-12, simply scan the store’s QR Ph code, and select your desired payment term in the payment options. Your chosen payment term – either Pay-in-4, Pay-in-6 or Pay-in-12 – will automatically be applied.