Question 1

How do I pay the monthly installments?

Accepted Answer

How do I pay the monthly installments? For your convenience, your installment amount and monthly fee will be automatically debited from your GoTyme Bank account on the specified due dates. Simply make sure you have enough balance in your account to cover the installment on the due date. We&rsquo;ll notify you when your payment due is near to ensure that you have enough time to fund your GoTyme Bank account.   Pro Tip: To keep track of your payments, you can go to your MoreTyme Dashboard to view your loan schedule and use the "Save due dates to calendar" feature. This is the only payment method available right now.

Question 2

How much are MoreTyme's fees and rates?

Accepted Answer

How much are MoreTyme's fees and rates? MoreTyme offers the lowest monthly fees in the market. You can view your unique monthly fee when you checkout using MoreTyme.

Question 3

Can I request for a higher limit?

Accepted Answer

Can I request for a higher limit?   Currently, MoreTyme credit limits are predetermined based on our internal assessment, so we&rsquo;re unable to adjust them upon request. However, as you continue using MoreTyme and repay your installments on time, your limit may be reassessed automatically in the future. Thank you for your understanding as we work to offer a responsible and accessible MoreTyme experience for everyone.

Question 4

What are MoreTyme's installment options?

Accepted Answer

What are MoreTyme's installment options? MoreTyme offers Pay-in-4 for all eligible users and Pay-in-6 and/or Pay-in-12 for select users. With Pay-in-4 , you can split your purchase into four equal installments, starting with a 25% downpayment for your first installment and the remaining installments spread over 90 days, along with your unique low monthly fee. With Pay-in-6 , you can split your purchase into six equal installments, starting with a 1/6 downpayment and the rest over 150 days plus your unique low monthly fee. With Pay-in-12 , you can split your purchase into 12 equal installments, starting with a 1/12 downpayment and the rest spread over 330 days plus your unique low monthly fee.

Question 5

How much is the minimum and maximum transaction amount?

Accepted Answer

How much is the minimum and maximum transaction amount?   You can use MoreTyme for any purchase with a minimum amount of Php 1,500 and a maximum amount of your remaining credit limit.

Question 6

Where can I view the details of the transaction and installments?

Accepted Answer

Where can I view the details of the transaction and installments? You can conveniently view your installment details and payment information anytime on your MoreTyme Dashboard within your GoTyme app, allowing you to keep track of your purchases and manage your finances responsibly&mdash;there&rsquo;s no need to check your statement of accounts.

Question 7

When and where can I use MoreTyme?

Accepted Answer

When and where can I use MoreTyme? You can use MoreTyme to pay in installments at select merchants both in-store and online through either QR Ph or your MoreTyme Virtual Card , subject to merchant and product availability. Using QR Ph: If a select merchant accepts QR Ph payments, simply open your GoTyme Bank app, scan the merchant&rsquo;s QR Ph code, and choose your preferred installment option at checkout. For the latest list of eligible merchants, check your MoreTyme dashboard in the GoTyme Bank app or visit the MoreTyme Merchants List . Using your MoreTyme Virtual Card: You can also use your MoreTyme Virtual Card anywhere Visa is accepted online, and at participating contactless payment terminals when linked to supported digital wallets. Just select your MoreTyme Virtual Card as your payment method and complete your purchase. Enjoy flexible payments at select merchants including Robinsons stores, SM Stores, Lazada, Cebu Pacific, Uniqlo, and many more. Pro tip: If a store doesn't offer QR Ph, you may still be able to pay with your MoreTyme Virtual Card if they accept Visa. Alternatively, check if the item is available on Lazada and pay using MoreTyme at checkout.

Question 8

What is MoreTyme?

Accepted Answer

What is MoreTyme? MoreTyme is GoTyme Bank's flexible credit line that gives eligible customers more ways to pay and manage their cash flow. With MoreTyme, you can split eligible purchases into easy installments and access funds when you need them. MoreTyme currently offers the following features: MoreTyme via QR Ph &ndash; Pay in 4, 6, or 12 installments at participating merchants that accept QR Ph payments. MoreTyme Virtual Card &ndash; Shop online or anywhere Visa is accepted and pay in 4 easy installments. Convert &ndash; Turn eligible past GoTyme Bank debit card purchases into installments through the app and repay in installments. Get Cash &ndash; Convert a portion of your available MoreTyme credit limit into cash and repay it in installments. Depending on the feature you use, your first installment may be due upfront, with the remaining installments scheduled every 30 days. Applicable personalized fees, repayment terms, and installment options will always be shown in the GoTyme Bank app before you confirm your transaction.

Question 9

How much do I need to have in my account to purchase using MoreTyme?

Accepted Answer

How much do I need to have in my account to purchase using MoreTyme? When you choose to pay in installments with MoreTyme, ensure you have enough in your GoTyme Bank account to cover the first installment &ndash; which is 1/4 of your purchase price for Pay-in-4, 1/6 for Pay-in-6 or 1/12 for Pay-in-12 &ndash; and your monthly installment fee for the transaction.

Question 10

How do I activate MoreTyme?

Accepted Answer

How do I activate MoreTyme? If you have early access to MoreTyme, you can activate it on your GoTyme Bank app with just a few taps. Once activated, you'll be able to shop and split your purchases in up to 12 easy installments, based on your credit limit. To help you maximize the value of your credit limit, we may ask for additional information, so be sure to complete your profile to enjoy all the benefits.

Question 11

How does the revolving credit limit work?

Accepted Answer

How does the revolving credit limit work?   With MoreTyme, you get a flexible spending limit you can use again and again. So, every time you pay back an installment, the amount gets automatically added back to your credit limit and you can use it right away&mdash;no need to reapply every time you shop.

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MoreTyme now comes with a virtual card

Your MoreTyme credit limit, now good as cash

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